Skip to content
Menu
Credit Cards
Classic credit card
Over 4 million people already approved
Balance Transfer card
Transfer higher interest balances to a new card
Get a simple yes or no before you apply
Check if I'm eligible
No impact to your credit score
CreditWise
Your free credit score and report
Check my credit score
Already have an account?
Sign in
Tools & tips
Learn all about credit
Credit card basics
Getting started with credit
Making credit clearer
Understanding the jargon
Credit limit increases
Keeping you in the know
Security and safety
Look after your money
Credit card tools
CreditWise
Track your free credit score
Repayment calculator
Work out the time to repay
Mobile app
Manage your card on the go
Credit blog
Helpful tips and articles
It's easy in the app
Help & support
Get in touch
Support centre
Frequently asked questions
Problem with a transaction
Managing your account
Money worries
We're here if you need us
Add a trusted person
For short or long-term help
Persistent debt
Take control of your balance
Accessibility
Easy to use, for everyone
Spending
One time passcode
Keep your account safe
Contactless payments
Pay quickly and securely
Spending abroad
Learn about foreign fees
Cost of living support
Find out how we can help
More
Checking your eligibility
Applying for a credit card
Our credit cards
Credit builder credit cards
Credit cards for bad credit
Sign in
Statements, payments & interest
Return to frequently asked questions
How do I make a payment?
What date is my payment due?
What do I do if I think I have received an incorrect charge??
There’s a duplicate transaction on my statement. What should I do?
There’s a transaction on my statement I don’t recognise. What should I do?
How do I view my statements online?
What is the estimated interest I can see on my statement?
When do I get my statement?
Why haven’t I received a statement this month?
Why doesn’t my account balance and what I have available to spend add up to my credit limit?
How much do I have to pay each month?
When will my Direct Debit start?
Can I make more than one payment in a month?
How long does it take for my payment to reach my account?
Why hasn’t my payment appeared on my account yet?
How do you allocate my payments?/How is my payment divided between interest, fees and balance?
My online payment has been declined. What should I do?
What happens if I become ill or unemployed? How can I repay my credit card bill then?
Can I pay more than the minimum payment?
What happens if my payment is late?
What should I do if I get into financial difficulty?
How do I find out my interest rate?
How does the interest free period work?
I cleared my balance last month. Why have I been charged interest?
Why have I been charged interest when my balance was zero?
Why have I been charged cash interest when I haven’t withdrawn cash this month?
Do I have to pay interest every month?
How do I cancel subscriptions or regular transactions?