How to increase your credit limit
Looking for a bigger credit limit on your Capital One card? There's lots you can do to boost your chances of getting an offer.
Tips to get a credit limit increase
Make payments on time
Paying before the due date proves you can use your card responsibly.
Use your card regularly
Buying things often and responsibly is the key to healthy credit.
Stay within your limit
Keep transactions under your limit to show you can manage your card.
Pay over the minimum
If you can afford it, try to make payments over the minimum amount.
Avoid missed payments
Keep track of due dates and future payments to stay in control.
Look after other accounts
If you have other types of credit, showing you can manage them always helps.
How can I get an increase?
We do credit limits a little differently at Capital One. You can always ask for an increase, but to save you time, we'll get in touch as soon as you could get one.
- 1
Follow our tips
To keep things in good shape
- 2
Update your details
So we can contact you
- 3
We'll let you know
When an increase is available